Here's a sobering statistic: 62% of firms now have cyber insurance—up from 49% in 2024. This represents massive progress in cyber insurance adoption. Yet at the same time, security researchers report that attacks powered by artificial intelligence are becoming the most significant emerging threat of 2025.
The specialty insurance sector encompasses a wide range of high-stakes markets, including Marine, Cyber, Renewable Energy, and Directors & Officers (D&O) insurance. Each of these sectors presents unique challenges due to their complexity and the intricate nature of the risks involved. Traditional methods of underwriting and claims processing often fall short in addressing these complexities, leading to inefficiencies and inaccuracies. Additionally, the ever-evolving landscape of threats, such as cyber attacks and regulatory changes, further complicates risk assessment and management.
The global transition to renewable energy is accelerating at an unprecedented pace. Solar capacity is growing exponentially, wind energy is becoming cost-competitive with fossil fuels, battery storage is enabling grid stability, and emerging technologies like green hydrogen and advanced geothermal are moving from pilot projects to commercial deployment.
An applied guide to CLV modeling for insurers—and how to turn it into saves.
